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Corporate Covers

Motor Vehicle & Fleet Insurance

We provide you with cost effective covers for the different types of vehicles you use for commercial purposes. In case of an incident we’ll have you on the road and back in business as fast as possible.

Health Insurance

Health insurance is an insurance product which covers medical and surgical expenses of an insured individual. It reimburses the expenses incurred due to illness or injury or pays the care provider of the insured individual directly.

Trade Credit

Insurance provides cover against non-payment of business-to-business trade related debts. This ensures that your business is not adversely affected by the unforeseen failure of non-payment by one or more of your customers. We provide cover countrywide for domestic transactions and also any global export transactions.

Workplace Injury Insurance (WIBA)

Protect your most important asset, your human capital against accidental loss of life or disability arising out of an accident while on duty or otherwise.

Credit Insurance

A type of insurance policy purchased by borrower that pays off one or more existing debts in the event of a death, disability or on rare cases unemployment

Marine Insurance

We offer you flexible coverage options namely; Port to Port and Door to Door. Our policy has negotiable insurance cover rates and you also get to inform us of the extent of cover you would like. We provide you with a worldwide claims survey and settlement assistance. Within minutes of signing up with our cover, we issue you with a Marine Cargo Insurance Certificate.

Professional Indemnity

This protects the employer against malpractice by employees for specific lines, accountants and finance would apply.

Money Insurance

Loss of cash under any of the following circumstances: Loss of money at your premises during business hours, or in specified safes or strong rooms. Loss of money in transit. Loss of money in the custody of an authorized employee

Property Insurance

A series of policies that offer either property protection or liability coverage. Property insurance can include homeowners insurance, renters insurance, flood insurance, and earthquake insurance, among other policies.

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Fidelity Guarantee

An insurance policy designed to covers the employer against for the loss of money, loss of stock or property which might result from acts of dishonesty by an employee in the course of employment.

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Plate Glass

A comprehensive glass policy is an insurance policy that covers different kinds of glass (or similar) products that can be broken or damaged. 

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Machinery breakdown

Breakdown refers to unforeseen and sudden physical damage to specified machinery, which requires repair or replacement.

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Contractors all risk

Damage to property can include improper construction of structures, the damage that happens during a renovation, and damage to temporary work erected on-site

Goods in transit

A policy that covers your insured goods against loss of or damage by fire, theft or accidental means whilst the goods are in transit in a road vehicle or train or housed in the ordinary course of transit.

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Consequential loss

An indirect adverse impact caused by damage to business property or equipment. A business owner may purchase insurance to cover any damage to property and equipment, and may also obtain coverage for secondary losses.

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Employer’s liability

Covers companies against costs and claims by employees that are not covered by workers’ compensation.

Public Liability

A policy that protects against claims of personal injury or property damage that a third party suffers (or claims to have suffered) as a result of your business activities.

Engineering

The insurance that provides economic safeguard to the risks faced by the ongoing construction project, installation project, and machines and equipment in project operation.

Golfers

It covers you for loss or damage of your golf equipment, and indemnifies you for celebratory costs on the happy occasion when you score a hole-in-one.

All risk

A type of insurance coverage that automatically covers any risk that the contract does not explicitly omit.

Travel

The policy cover flight cancellation, travel delay, baggage, medical expenses, accidents, passport, money, hospital allowance, person liability.

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Agriculture

The policy compensates against crops and death of insured livestock as a result of various perils namely uncontrollable diseases including epidemics, calving down, accidents, emergency slaughter on medical grounds, fire and related perils.

Erection all risk

Covers contractors from Loss or damage to projects that involves erection/installation of plant, machinery and equipment whether it’s single machine or a large power plant.

Pet Insurance

Offers basic cover for loss/death of insured animals due to; accident, disease, epidemics or euthanasia on advice of a qualified vet doctor.

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