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Retail Covers

Health Insurance

Health insurance is an insurance product which covers medical and surgical expenses of an insured individual. It reimburses the expenses incurred due to illness or injury or pays the care provider of the insured individual directly.

Personal Accident

It provides monetary payments in the event of bodily injury sustained by the insured. The injury must be caused by violent, accidental, external and visible means.

Property Insurance

A series of policies that offer either property protection or liability coverage. Property insurance can include homeowners insurance, renters insurance, flood insurance, and earthquake insurance, among other policies.

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Golfers

It covers you for loss or damage of your golf equipment, and indemnifies you for celebratory costs on the happy occasion when you score a hole-in-one.

Pet Insurance

Offers basic cover for loss/death of insured animals due to; accident, disease, epidemics or euthanasia on advice of a qualified vet doctor.

Travel

The policy cover flight cancellation, travel delay, baggage, medical expenses, accidents, passport, money, hospital allowance, person liability.

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Agriculture

The policy compensates against crops and death of insured livestock as a result of various perils namely uncontrollable diseases including epidemics, calving down, accidents, emergency slaughter on medical grounds, fire and related perils.

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Marine Insurance

We offer you flexible coverage options namely; Port to Port and Door to Door. Our policy has negotiable insurance cover rates and you also get to inform us of the extent of cover you would like. We provide you with a worldwide claims survey and settlement assistance. Within minutes of signing up with our cover, we issue you with a Marine Cargo Insurance Certificate.

Goods in transit

A policy that covers your insured goods against loss of or damage by fire, theft or accidental means whilst the goods are in transit in a road vehicle or train or housed in the ordinary course of transit.

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